First Merchants Corporation (NASDAQ:FRME) Q4 2024 Earnings Conference Call January 30, 2025 11:30 AM ET
Company Participants
Mark Hardwick – Chief Executive Officer
Michael Stewart – President
Michele Kawiecki – Chief Financial Officer
John Martin – Chief Credit Officer
Conference Call Participants
Brendan Nosal – Hovde Group
Terry McEvoy – Stephens
Damon DelMonte – KBW
Nathan Race – Piper Sandler
Daniel Tamayo – Raymond James
Operator
Thank you for standing by and welcome to the First Merchants Corporation’s Fourth Quarter 2024 Earnings Conference Call. Before we begin, management would like to remind you that today’s call contains forward-looking statements with respect to the future performance of financial condition of First Merchants Corporation that involve risks and uncertainties. Further information is contained within the press release, which we encourage you to review. Additionally, management may refer to non-GAAP measures, which are intended to supplement, but not substitute for the most directly comparable GAAP measures.
The press release available on the website contains financial and other quantitative information to be discussed today as well as a reconciliation of GAAP to non-GAAP measures. As a reminder, today’s call is being recorded.
And now I’d like to hand the program over to Mr. Mark Hardwick, CEO. Mr. Hardwick, you may begin.
Mark Hardwick
Good morning, and welcome to the First Merchants fourth quarter 2024 conference call. Thanks for the introduction and for covering the forward-looking statement on Page 2. We released our earnings today at approximately 8 AM Eastern Time. You can access today’s slides by following the link on the third page of our earnings release.
On page three of our slides, you will see today’s presenters and our bios including President, Mike Stewart; Chief Credit Officer, John Martin; and Chief Financial Officer, Michele Kawiecki.
Please turn to Page 4. We’re quite pleased with
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