Cullen/Frost Bankers, Inc. (CFR) Q4 2024 Earnings Conference Call January 30, 2024 2:00 PM ET
Company Participants
A.B. Mendez – SVP, Director of IR
Phillip Green – Chairman and CEO
Jerry Salinas – Group EVP, CFO
Dan Geddes – Incoming CFO
Conference Call Participants
Manan Gosalia – Morgan Stanley
William Jones – KBW
Benjamin Gerlinger – Citi
Peter Winter – D.A. Davidson
Jon Arfstrom – RBC Capital Markets
Ebrahim Poonawala – Bank of America
Operator
Greetings. Welcome to Cullen/Frost Bankers Fourth Quarter and Full Year 2024 Results Conference Call. [Operator Instructions] As a reminder, this conference is being recorded. It is now my pleasure to introduce A.B. Mendez, Senior Vice President and Director of Investor Relations. Thank you. You may begin.
A.B. Mendez
Thanks, Sherry. This afternoon’s conference call will be led Phil Green, Chairman and CEO; and Dan Geddes, Group Executive Vice President and CFO. Before I turn the call over to Phil and Dan, I need to take a moment to address the safe harbor provisions.
Some of the remarks made today will constitute forward-looking statements as defined in the Private Securities Litigation Reform Act of 1995 as amended. We intend such statements to be covered by the safe harbor provisions for forward-looking statements contained in the Private Securities Litigation Reform Act of 1995 as amended. Please see the last page of text in this morning’s earnings release for additional information about the risk factors associated with these forward-looking statements. If needed, a copy of the release is available on our website or by calling the Investor Relations department at (210) 220-5234.
At this time, I’ll turn the call over to Phil.
Phillip Green
Good afternoon, everyone, and thanks for joining us. Today, we’ll review our fourth quarter and full year 2024 results for Cullen/Frost and our Chief Financial Officer, Dan Geddes, will provide
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