OneMain Holdings, Inc. (OMF) Q4 2024 Earnings Call Transcript

OneMain Holdings, Inc. (NYSE:OMF) Q4 2024 Earnings Conference Call January 31, 2025 9:00 AM ET

Company Participants

Peter Poillon – Head of Investor Relations
Doug Shulman – Chairman and Chief Executive Officer
Jenny Osterhout – Executive Vice President and Chief Financial Officer

Conference Call Participants

Terry Ma – Barclays
Moshe Orenbuch – TD Cowen
Mark DeVries – Deutsche Bank
John Hecht – Jefferies
Kyle Joseph – Stephens
Michael Kaye – Wells Fargo
Mihir Bhatia – Bank of America

Operator

Welcome to the OneMain Financial Fourth Quarter 2024 Earnings Conference Call and Webcast. Hosting the call today from OneMain is Peter Poillon, Head of Investor Relations. Today’s call is being recorded. At this time, all participants have been placed in a listen-only mode and the floor will be open for your questions following the presentation. [Operator Instructions]

It is now my pleasure to turn the floor over to Peter Poillon. You may begin.

Peter Poillon

Thank you, operator. Good morning, everyone, and thank you for joining us. Let me begin by directing you to Page 2 of the fourth quarter 2024 investor presentation, which contains important disclosures concerning forward-looking statements and the use of non-GAAP measures. The presentation can be found in the Investor Relations section of the OneMain website.

Our discussion today will contain certain forward-looking statements reflecting management’s current beliefs about the company’s future financial performance and business prospects, and these forward-looking statements are subject to inherent risks and uncertainties and speak only as of today.

Factors that could cause actual results to differ materially from these forward-looking statements are set forth in our earnings press release. We caution you not to place undue reliance on forward-looking statements. If you may be listening to this via replay at some point after today, we remind you that the remarks made herein are as

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