HealthEquity, Inc. (NASDAQ:HQY) Q4 2025 Earnings Conference Call March 18, 2025 4:30 PM ET
Company Participants
Richard Putnam – Investor Relations
Scott Cutler – President & Chief Executive Officer
James Lucania – Executive Vice President & Chief Financial Officer
Steve Neeleman – Vice Chair & Founder
Conference Call Participants
Glen Santangelo – Jefferies
Gregory Peters – Raymond James
Stan Berenshteyn – Wells Fargo Securities
Anne Samuel – JPMorgan
David Roman – Goldman Sachs
Scott Schoenhaus – KeyBanc
Mark Marcon – Baird
Allen Lutz – Bank of America
David Larsen – BTIG
Sam Hasanov – Mizuho
Operator
Good afternoon, and welcome to the HealthEquity Fourth Quarter 2025 Earnings Conference Call. Please note this event is being recorded.
I would now like to turn the conference over to Richard Putnam. Please go ahead.
Richard Putnam
Thank you, Gary. Love the classical hold music, it was great. Hello, everyone, and welcome to HealthEquity’s fourth quarter fiscal year-end 2025 earnings conference call. My name is Richard Putnam. I do Investor Relations for HealthEquity. Joining me today is Scott Cutler, President and CEO; Dr. Steve Neeleman, Vice Chair and Founder of the company; James Lucania, Executive Vice President and CFO.
Before I turn the call over to Scott, I have a couple of reminders. First, a press release announcing the financial results for our fourth quarter and fiscal year-end 2025 was issued after the market closed this afternoon. These financial results include the contributions from our wholly-owned subsidiaries and accounts they administer. The press release includes definitions of certain non-GAAP financial measures that we will reference today. You can find a copy of today’s press release on our Investor Relations website, including the reconciliations of these non-GAAP measures with comparable GAAP measures and a recording of this webcast. That website is ir.healthequity.com.
Second, our comments and
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