Credicorp Ltd. (BAP) Q1 2025 Earnings Call Transcript

Credicorp Ltd. (NYSE:BAP) Q1 2025 Earnings Conference Call May 16, 2025 10:30 AM ET

Company Participants

Milagros Ciguenas – Investor Relations
Gianfranco Ferrari – Chief Executive Officer
Alejandro Perez-Reyes – Chief Financial Officer
Cesar Rios – Chief Risk Officer
Francesca Raffo – Chief Innovation Officer

Conference Call Participants

Brian Flores – Citibank
Renato Meloni – Autonomous Research
Tito Labarta – Goldman Sachs
Yuri Fernandes – JPMorgan
Carlos Gomez-Lopez – HSBC
Andres Soto – Santander

Operator

Good morning, everyone. I would like to welcome you to the Credicorp’s Limited First Quarter 2025 Conference Call. A slide presentation will accompany today’s webcast, which is available in the Investors section of Credicorp’s website. Today’s conference call is being recorded. As a reminder, all participants will be in listen-only mode. There will be an opportunity for you to ask questions at the end of today’s presentation. [Operator Instructions]

Now, it is my pleasure to turn the conference over to Credicorp’s IRO, Milagros Ciguenas. You may begin.

Milagros Ciguenas

Thank you, and good morning, everyone. Speaking on today’s call will be Gianfranco Ferrari, our Chief Executive Officer; and Alejandro Perez-Reyes, our Chief Financial Officer. Participating in the Q&A session will also be Francesca Raffo, Chief Innovation Officer; Cesar Rios, Chief Risk Officer; Cesar Rivera, Head of Insurance and Pension; and Carlos Sotelo, Mibanco’s Chief Financial Officer.

Before we proceed, I would like to make the following Safe-Harbor statement. Today’s call will contain forward-looking statements which are based on management’s current expectations and beliefs and are subject to a number of risks and uncertainties, and I refer you to the forward-looking statements sections of our earnings release and recent filings with the SEC. We assume no obligation to update or revise any forward-looking statements to reflect new or changed events or circumstances.

Gianfranco Ferrari will begin

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