LM Funding America, Inc. (LMFA) Q4 2024 Earnings Call Transcript

LM Funding America, Inc. (NASDAQ:LMFA) Q4 2024 Earnings Call March 31, 2025 8:00 AM ET

Company Participants

Cody Fletcher – IR
Bruce M. Rodgers – Chairman, CEO, and President
Ryan Duran – President, U.S. Digital & Mining, and VP, Operations
Richard Russell – CFO

Conference Call Participants

Kevin Dede – H.C. Wainright
Matthew Galinko – Maxim Group

Operator

Good day and thank you for standing by. Welcome to the LM Funding America Fourth Quarter and Full Year 2024 Conference Call. At this time all participants are in a listen-only mode. After the speaker’s presentation there will be a question-and-answer session. [Operator Instructions]. Please be advised that today’s conference is being recorded. I would now like to hand the conference over to your speaker today Cody Fletcher, Investor Relations. Please go ahead.

Cody Fletcher

Thank you Operator and thank you all for joining LM Funding America’s fourth quarter and full year of 2024 earnings conference call. Joining us today are Chairman and CEO, Bruce Rogers; President of U.S. Digital Mining, Ryan Duran; and CFO, Richard Russell. For today’s call we have uploaded an accompanying supplemental Investor Presentation which can be found under the Events Section of LM Funding’s Investor Relations website.

Before we get started please note that our remarks today may include forward-looking statements. These statements are subject to risks and uncertainties and actual results may differ materially. We will also reference certain non-GAAP financial measures today. Please refer to our 10-K filing on our website for a full reconciliation of these non-GAAP performance measures to the most comparable GAAP measures. For a more comprehensive discussion of these and other risks, please refer to our filings with the SEC available on www.sec.gov and in the Investor section of our website at www.lmfunding.com/investors. I will now turn the call over

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