Marqeta Inc: Strong Q4 Earnings and Strategic Moves Drive Growth

As of February 27, 2025, Marqeta Inc (MQ) has seen a significant gain in its stock price, with an increase of +21.94% over the past day. This surge is likely due to the company’s recent earnings call and announcement of several key developments.

Earnings Call Highlights

During the Q4 2024 earnings conference call, Marqeta Inc reported strong growth in total process volume (TPV) with a 29% increase compared to the same quarter last year. The company also announced that its adjusted EBITDA margin reached 9%, marking a new all-time high.

Key Developments

  1. Leadership Transition: Simon Khalaf has stepped down as CEO, and Michael Milotich will serve as Interim CEO while the Board conducts a comprehensive search process to identify Marqeta’s next CEO.
  2. Acquisition of TransactPay: The company plans to acquire TransactPay, an e-money institution licensed in the UK and EU, which will enhance its program management capabilities in Europe.
  3. Partnership with American Express: Marqeta has partnered with American Express to offer credit and debit card programs for customers starting later this year.

Financials

  • Total Revenue: $490.03 million (TTM)
  • Gross Profit Margin: -20.34% (TTM)
  • Operating Income: -$169.42 million (TTM)
  • Net Income: $14.03 million (TTM)

Marqeta’s growth in TPV and adjusted EBITDA margin is a testament to the company’s ability to scale its business while improving profitability. The acquisition of TransactPay and partnership with American Express are also expected to drive further growth and expansion for Marqeta.

Investor Takeaways

  • Strong revenue growth in Q4 2024
  • Acquisition of TransactPay expected to enhance program management capabilities in Europe
  • Partnership with American Express to offer credit and debit card programs

Author:

Jeff Bishop

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