Pathward Financial, Inc. (CASH) Q1 2025 Earnings Call Transcript

Pathward Financial, Inc. (NASDAQ:CASH) Q1 2025 Earnings Call Transcript January 21, 2025 5:00 PM ET

Company Participants

Darby Schoenfeld – President, Chief of Staff and IR
Brett Pharr – CEO
Greg Sigrist – CFO

Conference Call Participants

Frank Schiraldi – Piper Sandler
Tim Switzer – KBW
David Feaster – Raymond James

Operator

Ladies and gentlemen, thank you for standing by and welcome to Pathward Financial’s First Quarter Fiscal Year 2025 Investor Conference Call. During the presentation, all participants will be in a listen-only mode. Following the prepared remarks, we will conduct a question-and-answer session. As a reminder, this conference call is being recorded. I would like to turn the conference call over to Darby Schoenfeld, Senior Vice President, Chief of Staff and Investor Relations. Please go ahead.

Darby Schoenfeld

Thank you, operator, and welcome. With me today are Pathward Financial CEO, Brett Pharr, and CFO, Greg Sigrist, who will discuss our operating and financial results for the first quarter of fiscal year 2025, after which we will take your questions. Additional information including the earnings release, the presentation that accompanies our prepared remarks and supplemental slides may be found on our website at pathwardfinancial.com.

As a reminder, our comments may include forward-looking statements, including with respect to, anticipated results for future periods. Those statements are subject to risks and uncertainties that could cause actual and anticipated results to differ. The company undertakes no obligation to update any forward-looking statement. Please refer to the cautionary language in the earnings release, investor presentation and in the company’s filings with the Securities and Exchange Commission, including our most recent filings for additional information covering factors that could cause actual and anticipated results to differ materially from the forward-looking statements.

Additionally, today we will be discussing certain non-GAAP financial measures on this call. References to non-GAAP

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