Peoples Bancorp Inc. (PEBO) Q4 2024 Earnings Call Transcript

Peoples Bancorp Inc. (NASDAQ:PEBO) Q4 2024 Earnings Conference Call January 21, 2025 11:00 AM ET

Company Participants

Tyler Wilcox – President & Chief Executive Officer
Katie Bailey – Chief Financial Officer & Treasurer

Conference Call Participants

Brendan Nosal – Hovde Group
Tim Switzer – KBW
Terry McEvoy – Stephens
Daniel Tamayo – Raymond James
Nathan Race – Piper Sandler
Manuel Navas – D.A. Davidson
Daniel Cardenas – Janney Montgomery Scott

Operator

Good morning, and welcome to Peoples Bancorp Inc.’s conference call. My name is Nick, and I will be your conference facilitator. Today’s call will cover a discussion of the results of operations for the quarter and fiscal year ended December 31, 2024. [Operator Instructions] This call is also being recorded. If you object to the recording, please disconnect at this time.

Please be advised that commentary in this call will contain projections or other forward-looking statements regarding Peoples’ future financial performance or future events. These statements are based on management’s current expectations. The statements in this call, which are not historical fact, are forward-looking statements and involve a number of risks and uncertainties detailed in Peoples’ Securities and Exchange Commission’s filings.

Management believes the forward-looking statements made during this call are based on reasonable assumptions within the bounds of their knowledge of Peoples’ business and operations. However, it is possible actual results may differ materially from these forward-looking statements. Peoples disclaims any responsibility to update these forward-looking statements after this call, except as may be required by applicable legal requirements.

Peoples’ fourth quarter 2024 earnings release and earnings conference call presentation were issued this morning and are available at peoplesbancorp.com under Investor Relations. A reconciliation of the non-Generally Accepted Accounting Principles, or GAAP, financial measures discussed during this call to the most directly comparable GAAP financial measures is included at the end of

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